How about this:
String greetings = "Hello" + "," + " how are you";
Or this:
String greetings = "Hello how are you";
greetings = greetings.substring(0, 5) + "," + greetings.substring(5);
Or this:
String greetings = "Hello how are you";
greetings = new StringBuilder(greetings).insert(5, ",").toString();
Inserting a punctuation mark is trivial if you know where it should go. But if you don’t know the exact place beforehand, it’s impossible!
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solved Inserting punctuation marks in a java String [closed]