Activating an inoperative EPF account is an important step in ensuring that your retirement savings are secure and accessible when you need them. This guide will provide you with the information you need to understand the process of activating an inoperative EPF account and the steps you need to take to get it done. We will also discuss the benefits of having an active EPF account and the consequences of not activating it. By the end of this guide, you should have a better understanding of how to activate an inoperative EPF account and the importance of doing so.
How to Activate Inoperative EPF Account
1. Visit the official website of the Employees’ Provident Fund Organisation (EPFO).
2. Click on the ‘Our Services’ tab and select ‘For Employees’.
3. Click on the ‘Activate Inoperative EPF Account’ link.
4. Enter your Universal Account Number (UAN) and the captcha code.
5. Click on the ‘Get Authorization Pin’ button.
6. An authorization pin will be sent to your registered mobile number.
7. Enter the authorization pin and click on the ‘Validate OTP and Activate UAN’ button.
8. Your inoperative EPF account will be activated.
You don’t need to activate your imperative EPF account when you are not doing any job, Inoperative PF account will also earn interest up to 58 years of your age (or) you can withdraw or transfer your PF whenever you need it like normal PF withdrawal & transfer process.
In the future, if you join any new job then transfer your PF amount from your inoperative PF account to the new PF account.
What are Inoperative EPF Accounts?
Earlier EPF accounts used to become inoperative if you don’t contribute to an EPF account for continuous 36 months. But effective from 11 Nov 2016 PF accounts will not become inoperative and interest will be paid on your PF balance amount upto 58 years of your age.
Why EPF Inoperative Site Not Working
At present EPF accounts are not becoming inoperative, so EPFO has removed the inoperative help desk website https://mis.epfindia.gov.in/INOPHelpDesk/. Even if you try to open the inoperative help desk website it doesn’t open, it gives a Not Found error.
Read: How to Link/find UAN for inoperative EPF accounts.
How to Withdraw PF Amount from Inoperative EPF Account?
There is no separate process to withdraw PF from an inoperative PF account, the process of normal PF withdrawal and inoperative PF account withdrawal is the same.
Step 1: Go to the UAN member portal and login with your UAN and password.
Step 2: Now go to online services and select claim form 19,10C option.
Step 3: Now enter your bank account number and verify it.
Step 4: Now choose form 19 and enter your address and upload a cheque or bank passbook.
Step 5: Now an OTP will be sent to your Aadhar registered mobile number, enter that OTP and submit your claim.
Continue the same process to submit form 10C i.e to withdraw pension amount as well.
To withdraw PF you should link your KYC such as Aadhar and bank details with your EPF account using the manage KYC option on the UAN portal and you should also need to update your date of exit.
How can I check my PF balance from Inoperative EPF Account
Go to the EPF passbook portal and login with your UAN and password. After login select your PF member ID and you can download your PF passbook.
Can I Leave my EPF account Inactive forever ?
You can leave it up to 58 years of your age to earn interest. But make sure you have properly linked your KYC(Aadhar, PAN, and Bank details) with your PF account.
Or you can withdraw that PF amount and invest somewhere else to avoid problems with any future EPF updates.
How to Activate Inoperative EPF Account
An inoperative EPF account is one that has not seen any activity for a period of 36 months or more. This could be due to a variety of reasons, such as a change in job, a change in address, or simply forgetting to make contributions. Whatever the reason, it is important to reactivate an inoperative EPF account in order to continue to benefit from the advantages of the Employees’ Provident Fund (EPF). Here are the steps to reactivate an inoperative EPF account.
Step 1: Contact Your Employer
The first step to reactivating an inoperative EPF account is to contact your employer. Your employer will be able to provide you with the necessary information and documents to reactivate your account. This includes the EPF form, which you will need to fill out and submit to the EPF office.
Step 2: Fill Out the EPF Form
Once you have obtained the EPF form from your employer, you will need to fill it out and submit it to the EPF office. The form will require you to provide information such as your name, address, date of birth, and other personal details. You will also need to provide details about your current employment status and the amount of money you wish to contribute to your EPF account.
Step 3: Submit the Form to the EPF Office
Once you have filled out the EPF form, you will need to submit it to the EPF office. You can do this either in person or by mail. If you choose to submit the form in person, you will need to bring along a valid photo ID and proof of address. If you choose to submit the form by mail, you will need to include a self-addressed envelope with the form.
Step 4: Wait for Confirmation
Once you have submitted the EPF form, you will need to wait for confirmation from the EPF office. This could take a few days or weeks, depending on the workload of the EPF office. Once your form has been processed, you will receive a confirmation letter from the EPF office.
Step 5: Make Contributions
Once your EPF account has been reactivated, you will need to start making contributions to it. You can do this either through your employer or directly to the EPF office. It is important to make regular contributions to your EPF account in order to ensure that you are able to benefit from the advantages of the Employees’ Provident Fund.
Reactivating an inoperative EPF account is an important step to ensure that you are able to benefit from the advantages of the Employees’ Provident Fund. By following the steps outlined above, you will be able to reactivate your EPF account and start making contributions to it. This will ensure that you are able to benefit from the advantages of the Employees’ Provident Fund.